Capital One® No Hassle Premium Cash(SM) Rewards Credit Card
Our Review:
With the Capital One® No Hassle Premium Cash(SM) Rewards Credit Card, you can receive an number of internet account related services and features. It's comforting to know that you can also enjoy no liability for unauthorized transactions. Lost and stolen card reporting is available 24/7. Simply telephone the number on the back of your card. You also get travel and emergency assistance services at your fingertips. Travel accident insurance is a feature of this card as well as there is a program in place for extended warranties for purchases. If you are ever in a jam due to theft or loss you don't have to worry about emergency card replacement as well. There is even a program for emergency cash replacement.
AS far as rewards go, you get 1.25 miles for every dollar you spend on purchases. There are no miles expiration for the life of your account even! This gives you the freedom to fly any popular airline you desire, anytime you want, with no blackout dates or restrictions on seating. Capital One currently offers 5 different reward redemption options with this card. These options include travel, cash, merchandise, charitable donations, or gift certificates. You can also enjoy great savings of up to 40% on special featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping. With the card's cash rewards program, you can select to get cash back for your miles instead of air travel. Cardholders can also redeem their miles for brand name merchandise and the latest electronics. If you are in a giving mood, you can even donate your miles to charity. A number of different types of goods and services are available via the gift certificate option.
You can also expect exclusive services from the Capital One No Hassle Premium Cash(SM) Rewards Credit Card that you wont find elsewhere like travel assistance service to help you with the small details that can be problematic with getting from here to there and back again. The roadside assistance program is second to none and could come in very handy in the event of a breakdown or road mishap.
The Capital One No Hassle Premium Cash Rewards Credit Card is intended for folks with excellent credit. If you have had a loan or credit card for at least five years, have a credit card with a credit limit greater than $10,000, have never been more than 60 days late on a credit card, medical bill, or loan payment, and have never declared bankruptcy, The Capital One No Hassle Premium Cash Rewards Credit Card might be right for you.
Company Information
Capital One Financial Corp. is a McLean, Virginia-based bank holding
company specializing in credit cards, home loans, auto loans, banking,
and savings products. Founded in 1988 by Richard Fairbank and Nigel
Morris, the firm was a pioneer of the mass marketing of credit cards in
the early 1990s and is now the fourth largest customer of the United
States Postal Service.
In 2002, Capital One won the Wharton Infosys Business Transformation
Award for its innovative strategy specifically related to their credit
card products. In 2005, Capital One entered the retail banking market
with its acquisition of New Orleans, Louisiana-based Hibernia National
Bank.
On March 12, 2006, Capital One announced an agreement to acquire
Melville, New York-based North Fork Bank for $14.6 billion U.S. dollars.
The merger was completed on December 1, 2006. Upon the completion of the
merger, the bank was renamed as "Capital One Bank".
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